SENECA SCHACHTER - EAST BAY REALTOR
  • Home
  • About
  • Buyer
    • Housing Expectations for 2018
    • 7 Things to Consider Before Buying a Home
    • Rent VS Buy
    • 8 Steps to Buying a Home
    • What You Don't Know About Credit
    • Why You Need a Buyers Agent
    • What Not to Do When Buying a Home
    • The Home Inspection
    • Contract to Close
    • After the Closing
  • Seller
  • Reviews
  • Cities
    • Oakland
    • Alameda
    • Berkeley
    • Piedmont
    • Pleasanton
  • Contact

What Not to Do When Buying a Home

Contact
It is incredibly easy to mismanage funds or your alter credit and doing so during the loan and escrow period can greatly impact your both your borrowing costs and can even keep you from funding the loan in some cases.
credit card icon

Don’t apply for a new Credit Card!

Don‘t apply for any unsecured debt if possible during the loan and escrow period.
arm chair icon

Don’t go furnish the home before you own it!

Nothing is set in stone until close of escrow. Do not make plans that cannot be cancelled if the deal fails to close.
car icon

Don’t buy a new Car!

Changes to your credit score of even a few points can mean thousands in fees.
suitcase icon

Avoid Changing jobs!

Lenders are looking for job security. That new opportunity may need to wait.
credit card money cycle

Don’t close any Credit Accounts!

Always leave open credit available to you. this is part of your overall score.
money stack icon

Don’t get behind on Payments!

Make sure you stay on top of your credit card and rent payments.
document pen icon

Don’t Move Money Without A Paper Trail!

You will need to provide your lender documentation of your finances.
piggy bank

Don’t Spend Your Savings!

Your lender will want to see that you have something set aside for arainy day.
seneca schachter logo
Seneca Schachter - East Bay Realtor
590 Ygnacio Valley Rd Suite 105
​Walnut Creek, CA 94596

DRE # 02065273 
(415) 374-5403
theagentseneca@gmail.com
marker real estate logo
Home
Services
Reviews
Cities
Contact
Website by Broadly
  • Home
  • About
  • Buyer
    • Housing Expectations for 2018
    • 7 Things to Consider Before Buying a Home
    • Rent VS Buy
    • 8 Steps to Buying a Home
    • What You Don't Know About Credit
    • Why You Need a Buyers Agent
    • What Not to Do When Buying a Home
    • The Home Inspection
    • Contract to Close
    • After the Closing
  • Seller
  • Reviews
  • Cities
    • Oakland
    • Alameda
    • Berkeley
    • Piedmont
    • Pleasanton
  • Contact