Once your offer is accepted, the buyers agent will help coordinate with everyone needed to make sure purchase requirements and all quoted time frames are met.

Earnest Money

This is a deposit that shows you are serious about the purchase. It is heldin the escrow account, and is non-refundable after contingencies are waived.

Document Review

The inspection period will be specified in your accepted offer. During this time all property inspections, disclosures from the seller, and repair negotiations must take place.

Mortgage Approval

Approval for your loan will require an appraisal. Your lender will send a neutral third party to prepare a determination of it’s current market value.

Obtain Homeowner's Insurance

Homeowners insurance is often required to obtain your loan. you may already do business with an insurance broker, or you may elect to use one recommended to you.

Home Warranty

A home warranty id recommended for all at least the first 2 years of home ownership. The first year can often be negotiated to be paid by the seller during the escrow period.

Title Insurance

Title Insurance protects you the lender from the possibility that the title is not free and clear. It is typically a requirement for the loan.

Final Walkthrough

​Just before close of escrow, a final walk-through of the home will be conducted by you and the agent. This is a check to ensure the condition has not changed.

The Settlement Statement

You will want to double check the settlement statement carefully for the various items you’ll need to pay for at closing. Have a check ready for the amount required.

Closing Day

Closing day is usually straightforward. You will typically need to bring blank checks, your drivers license, and meet at the title company. Your homeownership awaits!